Pennvo is a personal finance and expense tracker that tells you each morning how much is safe to spend. It turns bank messages into transactions, finds your subscriptions and keeps a wallet for every currency, on your phone and your computer. Coming soon to the App Store, Google Play, the Mac and Windows.
Highlights
- Safe to spend today: the budget left this month divided by the days left
- Bank messages become transactions: paste, share or scan them on Android; amount, merchant, date and category are filled in to review
- Subscriptions found from your own transactions, with monthly and yearly cost and what is due soon
- One monthly budget or a limit per category, and a separate wallet and dashboard for each currency
- Messages are read on the device and never uploaded; no ads, no trackers
- 7-day free trial, then Pennvo Pro: read-only without it, so your data is never locked away
Built with Flutter for iPhone, Android, Mac and Windows, with a PHP and MySQL backend that syncs offline edits, and signed licence entitlements checked on the device.